Her name is Charlie.  She is an orb weaver about the size of a quarter and not a threat to anyone or thing living in my household.  She lives outside, up high, where she isn’t in the way or in my face for me to panic.  She has caught a few hundred dozen skeeters and other small bugs and officially at least one huge wolf spider.  Charlie is officially the first spider ever to become my friend.  She can stay and I hope at least one of her babies will take her perch when she passes.