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Emergency Car Repairs

Borderline Personality DIsorder and Trouble with FinancesNow that I’m back on insurance, I’m back to reducing what stressors I can one-by-one.  And we’ve come upon a big one.  We’ve come upon me needing to beg for help.

Greetings,

My family car is in dire need of repairs.  We have just the one and the gas tank has a leak, the catalytic converter fell off, the muffler fell off, the front bumper is being held on by zip ties, and it could use standard maintenance like plugs, an oil change, tire replacement/alignment, etc.  We’ve discussed selling/junking it and getting a newer/better car, but we still owe $5,000 on it so we are sort of really stuck.  (Not to mention we wouldn’t get enough from the car to cover a newer/better on even without the loan.)

Now I’d like to introduce you to my household and our economic standing.  So that you can see why getting this car properly running will take a miracle.

My name is Karen and I’m disabled.  I have fibromyalgia, bipolar disorder, borderline personality disorder, clinical depression, and general anxiety.  The federal government doesn’t feel I’m overly disabled, however, so they are not paying my SSI.  That is their choice and yes I’ve fought it, but at the time I couldn’t prove I’d be unable to work for a t least a year.  Whatever.  I started taking the time away from work to focus on my education.  When all is said and done I’ll have a Psy.D. and a mountain of debt.  However, I’ll have a career that I will love and will allow that debt to be manageable.  Then a month ago I found out that my sister has about a month to live if she doesn’t get a needed liver transplant.  Now I can’t even focus on school.  Most days I can’t get out of bed.  I’m too depressed, stressed, and there just aren’t enough spoons.  So I don’t even have left over financial aid to put towards the house bills.

My husband of 12 years, Pat, is legally disabled and we do have his SSI.  His income from it is steady, but it’s fixed.  It isn’t like he can work extra hours or pick up a second job.  His SSI is enough to cover most of our rent.

Our immediate family includes our 3 kids aged 3-11.  Healthy, beautiful, needing in nothing, not wanting for too much.  We give them just enough that they don’t feel poor, but not so much that we’re irresponsible with the budget.

Our household is completed with my brother-in-law, David.  David it also legally disabled and his SSI is almost enough to pay the bills, though we usually have to juggle things or borrow from my mom.  When I do get loan money, I’m able to pay the difference.  David, who is the healthiest of the three and wanting to work, is on the hunt for a job.  This will help the rest of the way with bills, help with the car payment, and allow a budget allotment for things like toilet paper, cleaning supplies, and other little necessities.

As you can see we are broke/poor as it is and not all of our needs get met.  Even after Dave gets a job, things will improve but our car is a ticking time bomb to possible literally explode on us, what with it dripping gasoline.  Not to mention we’re wasting gas from every fill-up.

But as it’s our only car, and the bus system out where we are is rubbish, we have little choice but to drive it.  Even if we’re only going to the grocery store, doctor appointments, and to the hospital to visit my dying sister, we need this car and we need it running.

So I’m literally begging for help.

I invite you to read more about me here: http://www.walkingtheborderline.com/

And to shop my store here:  .  I only get about 10% of each sale though, so if you want to directly support, and don’t mind not having something to show for it, donating directly to “GoFundMe” is the best bet.  I won’t turn away a new customer, however, as my store rocks and every bit counts always.

Thank you.

Those are the direct words from my GoFundMe page. Please take a moment, if you are able, to hop over there and maybe consider donating to a worthy cause? I’m desperate.

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